Phi Kappa Phi is partnered with Citizens, SoFi, and LifeLock to share resources to help you learn, grow and succeed in all your financial endeavors. Whether you are a recent graduate or are planning your retirement, our partners offer tools and advice for smart money management and can help you reach your financial goals.

Budget and Save
SoFi and Citizens offer custom budgeting and saving tools to guide you through setting up an emergency fund, creating a budget, and more. Learn about realistic plans for managing your money to reach your full potential.

Student Loans
The Society is partnered with SoFi, the leading student loan refinancing provider, to offer Phi Kappa Phi members a 0.125% rate discount on student loan refinancing and a bonus of $250 for new student loans. They also provide advice and tips for calculating your total student loan debt and finding ways to pay it off sooner.

Citizens has provided flexible refinance options for more than 40 years and is partnered with the Society to give members and their families a principal credit reduction of up to $1,000 on an education refinance loan, a 0.50% interest rate reduction, and automatic payment discounts.

Debt Management
SoFi and Citizens offer assorted tools to help you understand your debt elimination options and determine which approach best suits your needs.

Home Ownership
Our partners offer tools to make your home ownership journey an easy one. Whether you are a first-time home buyer or are shopping for your forever home, take advantage of their interest rate calculators, home renovation project estimators, home equity line of credit calculators, and more.

Investing and Wealth Management
Learn more about investing to create the future of your dreams. Our partners can help you understand everything from calculating stock profit to planning Roth IRA and 401(k) contributions and more.

Personal Finance
Make your goals a reality with tools and calculators from SoFi and Citizens that help you decode the language of finance. You can even make an appointment with a financial advisor at no cost.

Society partner LifeLock also provides resources to help you protect yourself and make smart financial choices. Plus, our members can enjoy 35% off their first year of LifeLock membership.