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Debt Management


Paying off debt is a major accomplishment. Let SoFi help you understand the different approaches to debt elimination, and use the tools below to reach your debt-free future.

Tools and Calculators

  • Find out how much credit card interest really adds to your bill.
  • Learn exactly how much a personal loan could save you on high-interest debt.
  • When will you pay off your student loans? Use this calculator to find out and get there sooner.


From debt consolidation to student loan refinancing, Citizens can help you find the right solution to manage debt and reach your full potential.