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Home Ownership


Home buying is a huge milestone, especially if it's your first. SoFi can make your home ownership journey easy with tips, insights, and more. Plus, active Phi Kappa Phi members are eligible for a $500 bonus on home loans.  

Tools and Calculators

  • This calculator will illustrate how different interest rates and down payments can affect your monthly mortgage payment.
  • With just a few bits of information, the "Houseculator" can tell you how much house you can really afford.
  • Enter a few details about your home renovation project to see a cost estimate.


Make the most of home ownership with advice on mortgages, home equity lines of credit, home improvement projects and more. 

Tool and Calculators

  • Use the home equity line of credit calculator to determine what options are right for you.
  • Learn how a change in your monthly payment, loan amount, interest rate, and term will affect your amortization schedule.
  • Create a savings plan for your down payment with this home buyer savings tool.  
  • Rent or buy? Weed through the fees, taxes and monthly payments to make the best decision.