Member Benefit: Insurance & Finance Discounts

Jamie Chapman
Jan 24, 2023

No matter what stage you are at in life, the Society’s insurance and financial partners are here to help. From worry-free insurance coverage to abundant rewards with the Phi Kappa Phi Visa Rewards credit card, our partners are here to help you and your family learn, grow, and succeed.


Refinance your student loans with Citizens, and you could get a principal credit reduction of up to $1,000, reduce your interest rate up to 0.50% with Loyalty and Automatic Payment Discounts, and save with no application, origination, disbursement, or prepayment fees. Click here to see your rate and potential savings in under 2 minutes, with no impact on your credit score.


Since 2010, the Society has partnered with GEICO to extend a special discount on auto insurance to active members. To get a free quote and see if you qualify for the discount, visit

Already have a GEICO auto policy? Call (800) 368-2734 to find out if you qualify for the discount, and be sure to mention your membership in The Honor Society of Phi Kappa Phi. Please note that the discount is not available in Michigan, Mississippi, and Tennessee. 


In today’s connected world, it’s hard to keep track of your personal information and protect yourself from cybercriminals. LifeLock can help protect your information and alert you to a wide range of threats. Plus, if you become a victim of identity theft, a dedicated U.S.-based specialist will work to fix it. Members can enjoy 35% off their first year of LifeLock membership. Click here to learn more and enroll in minutes.

Mercer Insurance Benefits

Protect yourself and your family with exclusive insurance offerings available through Mercer. As an active member, you can secure essential worry-free protection and access assistance with some of the most important decisions you will ever make to protect your future and the future of your family.

Visit to learn more about specially-negotiated rates on health, long-term care, disability, pet, life, emergency medical, and travel assistance insurance. If you prefer to speak with a Mercer representative, call (888) 560-2586 and be sure to mention your membership in The Honor Society of Phi Kappa Phi.


Whether you're refinancing student debt or managing your finances, SoFi can help you reach your goals. 

Active members are eligible for exclusive offers for financial solutions, including a 0.25% rate discount on student loan refinancing, a $250 bonus on private student loans, a 0.50% rate discount on personal loans, and a $500 bonus on home loans. Click here to learn more.

Phi Kappa Phi Visa Rewards Credit Card

Show your Phi Kappa Phi pride everywhere Visa is accepted with the Society-branded credit card. Cardholder benefits include a low introductory rate, no annual fee, and unlimited cash back. Plus, each time you use the card, you help to support the Society's award programs.

To apply for the card, visit