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Insurance & Finance

2021 Citizens Logo

Manage your student loan debt with Citizens. For more than 40 years, Citizens has provided flexible, refinance options for recent graduates and parents. Citizens helps families with fee savings, flexible repayment options and loan rates designed specifically for undergraduate, graduate and professional degrees and for parents, too.

Members and their families could get a principal credit reduction up to $1,000 for an education refinance loan. In addition, members could reduce their interest rate up to 0.50% with Loyalty and Automatic Payment Discounts and save with no application, origination, disbursement, or prepayment fees. Members could see their rate and potential savings in under 2 minutes, with no impact to their credit score

Click here to learn more.


For more than 75 years, GEICO has provided affordable auto insurance with outstanding customer service. Since 2010, the Society has partnered with GEICO to extend a special discount on auto insurance to active members.

To get a free quote and see if you qualify for the discount, visit GEICO supports the Society’s mission of recognizing and promoting academic excellence so be sure to use our link to get your free quote.

Already have a GEICO auto policy? Call 800-368-2734 to find out if you qualify for the discount and be sure to mention your membership in The Honor Society of Phi Kappa Phi.

Please note, the discount is not available in Michigan, Mississippi, and Tennessee. 

LifeLock Logo

In today’s connected world, it’s hard to keep track of your personal information and protect yourself from cyber criminals. LifeLock can help protect your information and alert you to a wide range of threats. Plus, if you become a victim of identity theft, a dedicated U.S.-based specialist will work to fix it.

Members can enjoy 35% off their first year of LifeLock membership. Click here to learn more and enroll in minutes.


Protect yourself and your family with the exclusive benefit offerings available through Mercer Consumer, a service of Mercer Health & Benefits Administration LLC. As an active member, you can secure essential worry-free protection, and access assistance with some of the most important decisions you will ever make to protect your future, and the future of your family.

Learn more about specially-negotiated rates on health, long-term care, disability, pet, life, emergency medical and travel assistance insurance, and apply online at If you prefer to speak with a Mercer representative, call 888-560-2586 and be sure to mention your membership in The Honor Society of Phi Kappa Phi.

SoFi turquoise logo

SoFi is the leading student loan refinancing provider with more than $30 billion in refinanced loans. Whether you're refinancing student debt or managing your finances, SoFi can help you reach your goals. 

Active members are eligible for exclusive offers for financial solutions including a 0.125% rate discount for student loan refinancing, a bonus of $250 for a new student loan, a bonus of $100 for a personal loan, or a discount of $500 for any home loan. Whatever your need, SoFi can help you Get Your Money Right.®

Click here to learn more.

Visa Rewards

Show your Phi Kappa Phi pride everywhere Visa is accepted with the Society-branded Rewards Visa® credit card. Cardholder benefits include a low introductory rate, no annual fee and unlimited cash back with no point caps and no opt-in. Plus, each time you use the card you help to support the Society's award programs.

For full disclosures and to apply for the card, visit Please note, all credit card inquiries must be directed to Commerce Bank and their contact information can be found here.

The Society's affinity card agreement with Commerce Bank is available upon request. Email your request to Jamie Chapman at