Are you a proud member of Phi Kappa Phi? Do you want to showcase your affiliation with the Society wherever you go? Look no further than the Phi Kappa Phi Visa^® Rewards Credit Card offered in partnership with Commerce Bank.

This card isn't just a means of payment; it's a statement of your commitment to academic excellence and support of Phi Kappa Phi. With each swipe, you're contributing to the Society's mission of recognizing and promoting academic achievement.

What sets this card apart? Let's delve into the perks:

Unlimited Cash Back¹
Enjoy unlimited cash back¹, with no point caps and no opt-in required. Whether shopping, dining out or traveling, you'll earn rewards every step of the way.

Flexible Redemption Options
You have many choices for redeeming your rewards—from 1% cash back¹ to gift cards, travel, merchandise, and more.² A cash back¹ redemption is applied as a statement credit.

Low Introductory Rate
Take advantage of a low introductory rate, which allows you to save on interest charges as you make purchases and manage your finances.

No Annual Fee
Say goodbye to pesky annual fees. The Phi Kappa Phi Visa^® Rewards Credit Card comes with no annual fee, ensuring you can enjoy its benefits without additional costs.

But that's not all. As a cardholder, you'll receive additional perks:

• 3% Cash Back¹ on Streaming, Cable, and Ridesharing Services³: Stay entertained and get around town while earning cash back on your favorite services.
• 2% Cash Back¹ on Gas³ and Restaurants³: Fuel up your vehicle and satisfy your cravings at your favorite eateries while earning rewards.
• 1% Cash Back¹ on All Other Purchases: Whether it's groceries, utilities, or shopping sprees, you'll earn rewards on all your everyday purchases.

Ready to show your Phi Kappa Phi pride with every transaction? Applying for the Phi Kappa Phi Visa^® Rewards Credit Card is quick and easy. Simply visit www.CommerceBank.com/PhiKappaPhi to learn more and apply online.

Remember, by becoming a cardholder, you're not just getting a credit card – you're joining a community dedicated to supporting Phi Kappa Phi members and their achievements.

Show your Phi Kappa Phi pride, earn rewards, and support academic excellence by applying for the Phi Kappa Phi Visa® Rewards Credit Card today!

Disclosures:
*Important Terms for the Phi Kappa Phi Visa^® Rewards Credit Card [PDF] 4

1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.
2. Visit www.commercebank.com/rewardsterms for complete details.
3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Streaming & Cable Services: The streaming category is comprised of multiple merchant categories: Cable, Satellite & Other Pay TV/Radio; Record Shops; Digital Goods; and Amazon Services. The cable category does not include Google Fiber. Merchants self-select category, so not all merchants will earn additional bonus – notable exclusions include Amazon Streaming, Pandora and YouTube Music/TV.
4. To view or print a PDF file, Adobe^® Reader^® 9.5 or above is recommended. Download the latest version.